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The Noucas Law Approach:
Protecting and Preserving the Rights and Benefits of Federal Employees
The “Noucas Law Approach" has evolved from 35 years of experience representing federal employees concerning injuries, adverse actions and benefit elections. Our goal is to be your federal employment legal counsel during your employment and throughout any period of time you may be entitled to federal employment benefits. We do not just focus on one aspect of your benefits, we look at the whole picture and assess the range of options for you and your family. Here is how it works:
Mark, a federal employee, suffers serious back injury at work. Noucas Law assists with workers compensation claim (OWCP). The back injury totally disabled Mark from his regular employment position and he cannot return to work. While Mark is still on federal workers comp benefits, Noucas Law obtained disability retirement eligibility for Mark. When OWCP reduced Mark’s benefits based on his wage earning capacity three years later, Mark switched to disability retirement for a comparable financial benefit; continuation of health and life insurance benefits; continuing to accumulate service credits towards his retirement annuity; and finding non-federal employment to supplement his disability retirement annuity (he can earn up to 80% of the current pay for his former position without reduction or elimination of his disability retirement).
In the election of benefits process, Mark consults Noucas Law about continuing health insurance benefit (paying same premium as when employed). Mark’s wife has health insurance through her employment and he thinks he can save money by moving the family health insurance plan to her employer. Noucas Law advises Mark to continue with federal health insurance because it has better coverage at lower cost and will most likely continue until he is eligible for Medicare.
Mark follows Noucas Law advice.
Several years later, after his wife lost her job and health benefits during the Great Recession, Mark writes to Noucas Law:
Mark, a federal employee, suffers serious back injury at work. Noucas Law assists with workers compensation claim (OWCP). The back injury totally disabled Mark from his regular employment position and he cannot return to work. While Mark is still on federal workers comp benefits, Noucas Law obtained disability retirement eligibility for Mark. When OWCP reduced Mark’s benefits based on his wage earning capacity three years later, Mark switched to disability retirement for a comparable financial benefit; continuation of health and life insurance benefits; continuing to accumulate service credits towards his retirement annuity; and finding non-federal employment to supplement his disability retirement annuity (he can earn up to 80% of the current pay for his former position without reduction or elimination of his disability retirement).
In the election of benefits process, Mark consults Noucas Law about continuing health insurance benefit (paying same premium as when employed). Mark’s wife has health insurance through her employment and he thinks he can save money by moving the family health insurance plan to her employer. Noucas Law advises Mark to continue with federal health insurance because it has better coverage at lower cost and will most likely continue until he is eligible for Medicare.
Mark follows Noucas Law advice.
Several years later, after his wife lost her job and health benefits during the Great Recession, Mark writes to Noucas Law:
“Thank God you guided me because my son Connor had brain surgery at Boston Children’s Hospital on August 22, 2014…and my daughter had brain surgery on December 15, 2015. Without my Federal Blue Cross and Blue Shield, I would be in the hole for about $400,000, instead of about $5,000.”
At Noucas Law, it is not just about today’s needs. We have the knowledge and experience to guide you throughout your federal employment, benefit period and beyond. To see some more examples of the Noucas Law Approach click here.
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